The deposit checks API helps you perform real-time compliance and risk assessment on paper check deposits. It is designed to identify suspicious or high-risk activity by analyzing the deposited check's details against configured rules and risk scenarios, and by performing image-based analysis to detect risks specific to check fraud.
This API currently supports new deposit check transactions, enabling you to streamline fraud prevention and compliance workflows.
Availability
This API is currently available only in the US Production and TEST environments.
Core capabilities
Risk analysis: Supports all rules and risk scenarios from the regular Transaction Checks API.
Image control: Additionally performs advanced controls on the submitted check image to detect risks specific to check fraud.